When we talk about investments, what normally comes to our mind are cash deposits, bonds, stocks or mutual funds. However, if you want to diversify your portfolio, there are other options that you can choose from.
Alternative investments are ways to diversify your portfolio and broaden your reach. These classes may not be totally at par with the conventional investment asset classes, but the returns that it yields when you invest are there.
Alternative investments here in the Philippines are different from the alternative investment options that are common in our countries. Here are some of the choices you can consider:
Paintings, works of art and sculptures
This is for those who are into art. Knowing which artworks to buy and how much to sell it for is the key to this investment option.
Office space rentals
When it comes to rentals, what comes into our mind are real estate or apartment rentals. But there is this underlying opportunity that you can also consider. Rent your unused spaces or condos to small businesses, or turn your space into co-working spaces.
Companies like PhilCrowd allows you to buy a part of businesses like farms, franchise or many others. This is a great investment considering you only have to invest a small amount of money to own shares of a company.
Debt placements and private equity
There are some startups or small businesses that do not consider loaning for their starting or their expansion. Sometimes, they prefer to sell stocks and shares of their company instead. Having an opportunity like this will make you enjoy passive income from dividends.
If you are working and your company has a loans and savings cooperatives, you can consider investing a part of your salary there. Think of it as a bigger scale “paluwagan” where you can reap benefits and even have discounts and perks.