Insurance or Emergency Fund

What Should Come First: Insurance Or Emergency Fund?

A lot of people know that when it comes to insurance, it is better if you start early. Starting early will give you a good head start and help you save more. While it is the most common choice to...
FI Next Emergency Fund

What’s Next After Completing Your Emergency Fund?

We all know that it is important to complete our emergency fund. Aside from that, we also need to properly calculate how much we need to consider it complete. From there, start with small goals and slowly add a portion...
Use emergency fund

When To Use Your Emergency Fund

Something always happens, this is a fact. Sometimes, when you think you are on your way to a debt-free and insured life, there will always be something that will happen to derail you. It does happen and we can’t do...
Calculate your emergency fund

How To Calculate Your Emergency Fund

The most general guide that can be found on how to compute your emergency fund is to have 3-6 times of your monthly salary ready in case you have an emergency. This may work for some, but let’s face it,...
Financially Prepared

Are You Financially Prepared To Start Investing?

Filipinos are becoming more financially conscious. More people are investing and putting their money to good use. While some people succeed in their investing journey, a lot fail. Some fail because they either invested in the wrong option, or they are...