Online selling is a popular income generating activity nowadays. Unlike regular selling, this one is pretty easy to maintain as an online seller only needs a stable internet connection, a mobile communication gadget, a little capital, and a bunch of...
Members of the Social Security System (SSS) who are employed, self-employed, voluntary, or overseas Filipino workers (OFWs) has an option to save more today so that they can enjoy additional benefits in their retirement age through the Personal Equity and...
To promote good governance and for its procurement process to adhere to the principles of transparency, accountability, equity, efficiency and economy, the Philippine government has mandated the use of the Philippine Government Electronic Procurement System (PhilGEPS). The PhilGEPS is an...
A minimum wage earner has an opportunity to acquire his or her own house and lot, thanks to Pag-IBIG’s Affordable Housing Program (AHP). The said program allows an active Pag-IBIG member to apply for and be granted with a housing...
The Philippine National Health Insurance Program (NHIP) provides health insurance coverage and ensures an affordable, acceptable, available, and accessible health care services for all Filipino citizens. It also serves as a means for the healthy and who have the resources...
The Philippine Statistics Authority has an online facility called ‘Serbilis’ where people can request for issuance of a copy of civil registry records such as birth, marriage, and death certificates. It also issues a certification of no marriage records or...
If you intend to drive any vehicle, you need to secure a driver’s license. In the Philippines, the Land Transportation Office (LTO) is the government agency in charge of assessing a license applicant’s driving skills and issuing an applicable driving...
The Republic Act No. 8972, or the Solo Parent’s Welfare Act, defines solo parents as those who are left alone with the responsibility of parenthood due to death or mental incapacity of the spouse, legal separation, or annulment of marriage....
A clearance from the National Bureau of Investigation (NBI) is one of the documents required before a person gets hired for a job or for certain transactions with the government and other institutions. Gone are the days of long queues...
Most Filipinos are members of the Pagtutulungan: Ikaw, Bayan, Industriya, at Gobyerno, or what is more commonly known as Pag-IBIG Fund. Each member’s monthly contribution of P100 is used to finance members’ housing loans and other short-term loans such as...
The Employees’ Compensation (EC) Program is a state-run social insurance program designed to provide employees and their families with compensation benefits and rehabilitation services in the event of work-related sickness and injuries. Unlike other social insurance programs of the government,...
For many years, we’ve heard of various ‘ipon’ (savings) challenges. There are many versions of the challenge, including saving the same amount, spread across 52 weeks or 12 months of the year. Another version is to save increasing amounts of...
As I write this, a violent torrent of rain and thunderstorm is lashing at the skies of Quezon City. I look at the clock, it’s half-past 5PM. “Damn, that’s brutal”, I thought. It’s gonna be one heck of a commute...
A checking account is a deposit account at a financial institution that works just like any other deposit account in terms of deposits and withdrawals, but also adds something that you can’t do with other accounts: write checks you can...